Dear Diary is proud to have partnered with Payflex to provide you with more payment flexibility when making a purchase.

Payflex is a payment option that allows you to pay for your order in 4 interest-free payments over six weeks. When you checkout with Payflex, you have the option to pay only 25% of the purchase price today. Your goods are shipped immediately (or within our 2 to 3 business day time). You pay the rest over 6-weeks at no additional cost (zero fees, zero interest*).
* Default fees apply if you miss a payment.


Is Payflex really free?

Yes. Payflex offers the first truly free spending plan in South Africa. Buy now and shop later with Payflex, and it won’t cost you a cent more (if you pay on time). Default fees apply if you miss a payment.


Why use Payflex?

Payflex allows you to receive your goods immediately, while paying for your order over six weeks and in up to 4 installments. There is no interest charged, and you do not have to pay any additional fees to make use of this payment plan. The signup process is also simple, and you get easy account access.


How it works


Buy now and pay later in less than 2 minutes. Payflex prides itself on simplicity and making payments hassle-free. To apply for your Payflex account simply select Payflex as your payment method at checkout, provide your ID number, and they’ll assess you in seconds. No documentation is required. It’s that simple.


Is it safe to use Payflex to make a payment?

Absolutely. Payflex is an established payments company, and part of the $1bn Zip Co group that is listed in Australia. All payments are processed through state-of-the-art PCI compliant payment systems that ensure the security of your payments.


Who is eligible to shop using Payflex?

If you are over the age of 18, have a South African issued Visa or Mastercard (debit, cheque and credit are all good), live in sunny South Africa and have a good credit history (which their automated system will review when you sign up), then you should be good to go.
If you have any more questions, check out the Payflex website here.